123rf.com has a large free gallery of photos and graphics.  Right now they are offering a 30% off discount through the month of May to buy credit that you use to get other images from their site. And I can use my Canadian Currency there!  For my blog pics, it will only cost me about $1 CAD each. Yay!

Open Source Web Design (oswd.org) has over 2000 web design templates that you can download for free.  Founded more than 7 years ago, they are still trucking with fun and great designs.